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Office028 8676 6618Mobile+44 7874 749195Emailinfo@gortreaghconsulting.co.uk
LocationCookstown, BT80 8EN
HoursMon-Thu, 8:00-17:00 · Friday, 8:00-13:00
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Mid-Ulster · Cookstown, Dungannon & Magherafelt

Accounting expertise you can trust, backed by 15+ years of experience.

Gortreagh Consulting is a client-first Accounting, Tax & Business Advisory practice led by Eoín Brannigan, and backed by a small Cookstown-based team serving owner-managed businesses across UK & Ireland.

Xero Silver Partner
Chartered Accountants
Direct access to your accountant

"We view Eoin and his team not simply as our accountants, but as trusted advisers and an extension of our leadership team."

- Biomarx Innovative Diagnostics
What We Do

Accounting, tax and advisory - handled personally, from start to finish.

Three pillars for Mid-Ulster businesses: accounting, tax and advisory, handled personally from start to finish.

Accounting

Accurate, up-to-date accounts on cloud software you can actually understand, kept current all year round.

  • Year-end accounts & bookkeeping
  • Payroll, outsourcing & MIS Systems
  • Management & CFO accounts
View accounting services

Tax

Personal and business tax handled properly and on time, with an eye on what you are legitimately entitled to keep.

  • Corporate & personal tax
  • VAT, MTD & compliance
  • Cross-border UK & Ireland
  • One point of contact, start to finish
View tax services

Business Advisory

A second opinion for owner-managed Mid-Ulster businesses - brought in when decisions are being made.

  • Mergers & acquisitions
  • Banking, restructuring & groups
  • Due diligence & estate planning
  • Direct access to Eoín when it matters
View advisory services

Real-time numbers, whenever you need them.

Cloud accounting on Xero is part of how a small Mid-Ulster practice keeps pace with clients of any size - live, up-to-date numbers you can check any time. Technology can automate a lot, but a real person still reads the numbers.

  • Live view of cash, invoices and bills
  • Making Tax Digital-ready by design
  • Direct bank feeds, less manual entry
  • One shared source of truth with your accountant
Official Xero Silver PartnerCloud accounting, done properly -
set up, managed and checked by Gortreagh
Free Tools

Know where you stand before the meeting

Seven working tools, built on 2026/27 UK tax rules and current HMRC guidance. Use them here, then speak to us if you want the numbers checked against your Mid-Ulster business.

Take-Home Pay Calculator

2026/27 tax year
£
Employed income before tax and National Insurance (Mid-Ulster / rest-of-UK rates).
£

Assumes standard tax code 1257L and rest-of-UK Income Tax bands (Northern Ireland). Scotland uses different bands. No other income or benefits in kind.

Estimated Net Pay (Annual)£28,720
Gross salary£35,000
Income Tax£4,486
Employee National Insurance£1,794
Monthly net pay£2,393
Employer NI (company cost)£0
Indicative only, not formal advice. 2026/27: PA £12,570 (tapered above £100,000), Income Tax 20/40/45%, employee NI 8%/2%, employer NI 15% above £5,000. Student loan thresholds are plan-based estimates.

Want this checked against your actual payslip?

Get in Touch

Salary vs Dividend Calculator

2026/27 tax year
Profit mode compares all-salary vs salary + dividend extraction. Personal mode mirrors director salary/dividend tax calculators.
£
Pre-tax company profit you want to take out this year, as director/shareholder.
£
Defaults to £12,570 (often the most tax-efficient director salary).

England, Wales & Northern Ireland rates. Single-director company assumed - Employment Allowance excluded. Dividend rates 10.75% / 35.75% / 39.35%.

Route A - All Salary
£41,197
Route B - Salary + Dividend
£46,091
More Tax-Efficient
Route A - employer NI£7,174
Route A - income tax + employee NI£11,630
Route B - employer NI on salary£0
Route B - corporation tax£8,796
Route B - dividend available£0
Route B - dividend tax (2026/27)£3,977
Extra dividend tax vs 2025/26 rates£0
Indicative only, not formal advice. Employer NI 15% above £5,000; dividend allowance £500; Corporation Tax 19%–25% with marginal relief. YoY line shows the April 2026 2p dividend rate rise impact only.

The right split depends on your full picture - let's work it out properly.

Speak to Us

Sole Trader vs Limited Company

2026/27 tax year
£
Profit before any personal tax - same figure compared under each structure.

Ltd co. structure assumes a £12,570 director's salary then dividends for the rest, single director, no other employees. Ignores accountancy/admin cost differences between structures - a real conversation covers those too.

Sole Trader - Net Income
£36,568
More Tax-Efficient
Limited Company - Net Income
£35,247
Sole trader - Income Tax + Class 4 NI£8,432
Ltd co - Corporation Tax£5,946
Ltd co - personal tax on salary + dividend£2,671
Indicative only, not formal advice. Structure decisions should always factor in admin cost, long-term plans and personal circumstances, not tax alone.

Thinking about switching structure? Let's model your real numbers.

Get in Touch

VAT Calculator

2026/27 tax year
£
Enter either the net amount or the gross amount, depending on what you select below.

Current VAT registration threshold is £90,000 of taxable turnover in any rolling 12-month period.

Gross Amount (incl. VAT)£1,200
Net amount£1,000
VAT£200
Indicative only, not formal advice. Standard UK VAT rate is 20%; some goods and services qualify for the 5% reduced rate or 0% zero rate - get this checked before it goes anywhere near a return.

Not sure which rate applies to what you sell?

Ask Us

Corporation Tax Estimator

2026/27 tax year
£
Profit after allowable expenses, before Corporation Tax.

Assumes one company with no associated companies. Small profits rate applies up to £50,000, main rate from £250,000, with marginal relief tapering in between.

Estimated Corporation Tax£17,450
Rate bandMarginal relief
Effective rate21.8%
Profit after tax£62,550
Indicative only, not formal advice. 2026/27 rates: 19% small profits rate to £50,000, 25% main rate from £250,000, marginal relief in between. Reliefs, allowances and associated companies can change the real figure.

Want your actual liability worked out properly?

Book a Review

Making Tax Digital Readiness Checker

2026/27 tax year
Your MTD StatusNot mandatory yet

Based on your answers, Making Tax Digital doesn't apply to you yet - but the income thresholds are dropping, so it's worth getting ahead of it.

Indicative only, not formal advice. MTD for VAT already applies to all VAT-registered businesses. MTD for Income Tax is mandatory from April 2026 for income over £50,000, expanding to income over £30,000 from April 2027.

Want a hand getting properly set up for Making Tax Digital?

Get Set Up

Self-Assessment Deadline Countdown

Live

This one doesn't need any inputs - it counts down from today automatically to whichever Self Assessment deadline is coming up next.

Covers the three recurring Self Assessment dates: the 31 January filing and balancing payment deadline, the 31 July second payment on account, and the 5 October deadline to register if you're new to Self Assessment.

Next deadline— days
Date—
Indicative only, not formal advice. Not everyone owes a payment on account or needs to register - your actual deadlines depend on your circumstances.

Ready to get your return sorted properly, in plenty of time?

Get in Touch
In His Own Words

A trusted adviser who gets to know your business.

15+ years' experience spanning audit and accounts, personal and corporate tax, due diligence, and cloud accounting - and a serving Director of Accounting Technicians Ireland (ATI). Based in Cookstown and working with owner-managed businesses across the UK & Ireland.

Let's talk about your business

Speak to Eoín about what a hands-on Mid-Ulster practice could do for you.